:root {
  --ink: #243047;
  --muted: #63708a;
  --paper: #fffdf8;
  --panel: #ffffff;
  --line: #e7e2d8;
  --accent: #ef6c4d;
  --accent-soft: #fff0e9;
  --accent-dark: #9b3e27;
  --shadow: 0 14px 36px rgba(36, 48, 71, .12);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background:
    radial-gradient(circle at 8% 5%, rgba(255,255,255,.92) 0 7rem, transparent 7.1rem),
    linear-gradient(180deg, var(--accent-soft), var(--paper) 34rem);
  font-family: "Hiragino Kaku Gothic ProN", "Yu Gothic", "Meiryo", system-ui, sans-serif;
  line-height: 1.8;
  letter-spacing: .02em;
}
a { color: inherit; }
ruby { ruby-position: over; }
rt { font-size: .55em; color: var(--accent-dark); font-weight: 700; }
.skip-link {
  position: absolute; left: -9999px; top: 8px;
  background: #fff; padding: .7rem 1rem; border-radius: 12px; z-index: 100;
}
.skip-link:focus { left: 8px; }
.site-header {
  position: sticky; top: 0; z-index: 20;
  background: rgba(255, 253, 248, .92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(231, 226, 216, .9);
}
.header-inner {
  width: min(1120px, calc(100% - 28px));
  margin: 0 auto;
  min-height: 68px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand {
  display: inline-flex; align-items: center; gap: 10px;
  text-decoration: none; font-weight: 900; white-space: nowrap;
}
.brand-mark {
  width: 42px; height: 42px; border-radius: 14px;
  display: grid; place-items: center; font-size: 1.45rem;
  background: linear-gradient(145deg, var(--accent), #ffb45f);
  box-shadow: 0 8px 20px rgba(239, 108, 77, .24);
}
.nav { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 7px; }
.nav a {
  text-decoration: none; font-weight: 800; font-size: .86rem;
  padding: .42rem .68rem; border-radius: 999px;
}
.nav a:hover, .nav a:focus-visible, .nav a[aria-current="page"] {
  background: var(--accent-soft); color: var(--accent-dark); outline: none;
}
main { width: min(1120px, calc(100% - 28px)); margin: 0 auto; padding: 44px 0 72px; }
.hero {
  display: grid; grid-template-columns: 1.35fr .65fr; gap: 28px; align-items: center;
  padding: 34px; border-radius: 32px;
  background: rgba(255,255,255,.86); border: 1px solid rgba(255,255,255,.96); box-shadow: var(--shadow);
}
.eyebrow { margin: 0 0 6px; color: var(--accent-dark); font-weight: 900; letter-spacing: .08em; }
h1 { margin: 0; font-size: clamp(2.15rem, 5vw, 4.5rem); line-height: 1.15; letter-spacing: .01em; }
.hero p { font-size: clamp(1rem, 2vw, 1.22rem); margin: 1rem 0 0; }
.hero-visual {
  min-height: 220px; border-radius: 28px; display: grid; place-items: center;
  background: linear-gradient(145deg, var(--accent-soft), #fff);
  border: 2px dashed color-mix(in srgb, var(--accent) 38%, white);
  font-size: clamp(5rem, 12vw, 8.5rem);
}
.lead-chip {
  display: inline-flex; align-items: center; gap: 8px; margin-top: 20px;
  background: var(--accent-soft); color: var(--accent-dark); border-radius: 999px;
  padding: .55rem .9rem; font-weight: 900;
}
.section { margin-top: 44px; }
.section-heading { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.section-heading .dot { width: 16px; height: 16px; border-radius: 6px; background: var(--accent); box-shadow: 0 0 0 7px var(--accent-soft); }
h2 { margin: 0; font-size: clamp(1.45rem, 3vw, 2.15rem); line-height: 1.35; }
h3 { margin-top: 0; font-size: 1.2rem; }
.grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }
.grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.card {
  background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 24px; box-shadow: 0 9px 24px rgba(36,48,71,.07);
}
.card p:last-child, .card ul:last-child { margin-bottom: 0; }
.card-icon { font-size: 2.3rem; line-height: 1; margin-bottom: 12px; }
.card-link { display: block; text-decoration: none; transition: transform .18s ease, box-shadow .18s ease; }
.card-link:hover, .card-link:focus-visible { transform: translateY(-4px); box-shadow: var(--shadow); outline: 3px solid var(--accent-soft); }
.tag {
  display: inline-block; padding: .25rem .65rem; border-radius: 999px;
  background: var(--accent-soft); color: var(--accent-dark); font-weight: 900; font-size: .86rem;
}
.big-message {
  padding: 25px 28px; border-radius: 22px; background: var(--accent-soft);
  border-left: 8px solid var(--accent); font-size: clamp(1.08rem, 2vw, 1.3rem); font-weight: 900;
}
.clean-list { padding-left: 1.3rem; }
.clean-list li { margin: .55rem 0; }
.steps { counter-reset: step; display: grid; gap: 14px; }
.step {
  counter-increment: step; display: grid; grid-template-columns: 52px 1fr; gap: 14px;
  align-items: start; background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 18px;
}
.step::before {
  content: counter(step); width: 44px; height: 44px; border-radius: 15px;
  display: grid; place-items: center; background: var(--accent); color: #fff; font-weight: 900; font-size: 1.2rem;
}
.step p { margin: .2rem 0 0; }
.question-box {
  background: #fff; border: 2px solid var(--accent); border-radius: 24px; padding: 24px;
}
.question-box label { display: block; margin: 11px 0; font-weight: 800; }
.question-box input[type="checkbox"] { width: 1.25rem; height: 1.25rem; vertical-align: -.2rem; margin-right: .55rem; accent-color: var(--accent); }
.money-table { width: 100%; border-collapse: collapse; overflow: hidden; border-radius: 18px; background: #fff; }
.money-table th, .money-table td { padding: 14px 16px; border-bottom: 1px solid var(--line); text-align: left; }
.money-table th { background: var(--accent-soft); color: var(--accent-dark); }
.money-table tr:last-child td { border-bottom: none; }
.bar-wrap { display: grid; gap: 12px; }
.bar-row { display: grid; grid-template-columns: 112px 1fr 72px; gap: 12px; align-items: center; }
.bar { height: 22px; border-radius: 999px; background: #f0eee8; overflow: hidden; }
.bar > span { display: block; height: 100%; width: var(--w); background: linear-gradient(90deg, var(--accent), #ffbc67); border-radius: inherit; }
.note { color: var(--muted); font-size: .94rem; }
.compare { display: grid; grid-template-columns: 1fr auto 1fr; gap: 16px; align-items: stretch; }
.compare .versus { align-self: center; font-size: 1.8rem; font-weight: 900; color: var(--accent-dark); }
.mini-sheet { display: grid; gap: 14px; }
.blank {
  min-height: 3.1rem; border: 2px dashed #cfc8bb; border-radius: 14px; background: #fffefb;
  padding: .7rem 1rem;
}
.page-nav { margin-top: 48px; display: flex; justify-content: space-between; gap: 12px; }
.button {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: .7rem 1rem; border-radius: 16px; text-decoration: none; font-weight: 900;
  background: var(--accent); color: #fff; box-shadow: 0 8px 20px rgba(36,48,71,.12);
}
.button.secondary { background: #fff; color: var(--accent-dark); border: 2px solid var(--accent); }
.site-footer { border-top: 1px solid var(--line); background: rgba(255,255,255,.72); }
.footer-inner { width: min(1120px, calc(100% - 28px)); margin: 0 auto; padding: 24px 0 38px; text-align: center; color: var(--muted); }
@media (max-width: 820px) {
  .site-header { position: static; }
  .header-inner { flex-direction: column; align-items: stretch; padding: 12px 0; }
  .brand { justify-content: center; }
  .nav { justify-content: center; }
  .hero { grid-template-columns: 1fr; padding: 24px; }
  .hero-visual { min-height: 170px; }
  .grid, .grid.two { grid-template-columns: 1fr; }
  .compare { grid-template-columns: 1fr; }
  .compare .versus { text-align: center; }
}
@media (max-width: 520px) {
  main { width: min(100% - 20px, 1120px); padding-top: 24px; }
  .nav a { font-size: .78rem; padding: .38rem .52rem; }
  .hero { border-radius: 24px; }
  .card { padding: 20px; }
  .bar-row { grid-template-columns: 88px 1fr 56px; font-size: .88rem; }
  .page-nav { flex-direction: column; }
  .button { width: 100%; }
}
@media print {
  .site-header, .page-nav, .site-footer { display: none; }
  body { background: #fff; }
  main { width: 100%; padding: 0; }
  .hero, .card { box-shadow: none; }
}